Laka Bike Insurance

Insure your new bike with Laka's award-winning cover and get one month free

RUN BY CYCLISTS FOR CYCLISTS

We have partnered up with Laka to provide you with a trusted option for insuring your Factor bike(s).

Laka Insurance operates on a different model compared to traditional insurers. Instead of charging a fixed sum up front, they calculate the premium based on the real cost of claims during that particular month. This approach offers a fairer system for customers. While payments may vary, there is a maximum limit to your contribution, and in some months, you may not have to pay anything if no claims are made.

In addition, Laka Insurance provides transparency by showing policyholders exactly how their money is utilised. The funds go towards fixing, replacing, and assisting fellow members in recovering from bike-related incidents. This way, customers can see the direct impact of their contributions and how they support the community.

Laka is offering 30 days of free cover with them when you use code VIRESVELO30. To activate your offer go to laka.co and enter the code when prompted.

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£0 depreciation on assets

LAKA repay the value of the assets as stated in your documents in full

No excess

No excess to pay on claims and Laka cover all costs in getting your claim fulfilled

Capped payments

Your monthly payment is capped, meaning even if claims in our pool are freakishly high, we won’t be charging you for it.

HOW AM I COVERED?

Laka's Pro Coverage is an ideal option for insuring your bike

PRO COVERAGE:

  • THEFT- Your monthly payment is capped, meaning even if claims in our pool are freakishly high, we won’t be charging you for it.
  • THIRD PARTY LIABILITY- Your monthly payment is capped, meaning even if claims in our pool are freakishly high, we won’t be charging you for it.
  • ACCIDENTAL DAMAGE- We’ll help you get back up and running if your bike is damaged in an accident.
  • + BENEFITS

HOW IT WORKS

  • Pick your bike type.
  • Select your value.
  • Add any extra bikes and their values!
  • Add your discount code unless you came via the QR code.
  • See your premium!
  • If you’re happy carry on and get signed up.
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